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Refer a Friend for Membership Now!

May 16, 2019

Refer a Friend for membership and you can earn $25. Details are below.

Great news! We've extended this offer!

When family members, friends and co-workers become members, you could earn a $25 incentive for each person who joins our credit union ohana.


In order to receive the $25 referral incentive, you must be a primary member in good standing and 18 years old or older. The person you refer must be 18 or older and new to our credit union.

There is no limit to the amount of referrals. The $25 will be deposited into your account after the new referred member opens a new KalaRewards checking account (requires $5 minimum deposit in a savings account).

Visit any branch for details and a referral card or click here to download a copy.

*Offer effective 11/1/18 and may be modified or canceled at any time. Restrictions may apply. Membership is subject to eligibility verification and requires $5 in a personal savings account. No limit on referrals; $25 incentive will be deposited into your APFCU or its divisions account after each new member has satisfied the requirements. All bonuses are subject to 1099-INT reporting; recipient is responsible for any tax implications on the incentives. An account closing fee will be assessed of the referred member if any and all accounts are closed within six months after enrollment. See branch for details.