Savings and Checking

Effective as of 12/1/20221

APY*

Regular Savings

0.05%​

Non-Interest Savings

N/A​

Regular Checking

$300 minimum to earn rate. No longer offered. Existing accounts only.

0.03%​

Non-Interest Checking

No longer offered. Existing accounts only.

N/A

Holiday Savings

$10 minimum to earn rate.

0.50%​

IRA (Traditional, Roth & Rollover)

$10 minimum to open; no minimum to earn rate.

0.35%​

Coverdell Educational Savings (formerly Education IRA)

$10 minimum to open; no minimum to earn rate.

0.35%​

Money Market Savings - $50,000 minimum to earn rate

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.25%​

Money Market Savings - $100,000 minimum to earn rate

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.50%​

Second Savings

$10 minimum to open; no minimum to earn rate.

0.05%​

Aloha Rewards Checking

Effective as of 12/1/20221

APY*

Aloha Points

1 reward point for every $2 signature-based debit card purchase. No minimum balance; no monthly requirements.

N/A

Aloha Cash Back

3% cash back on debit card purchases. Maximum $9 cash back per month. No minimum balance; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

N/A​

Aloha Advantage Rate: Balances to $10,000

No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

1.75%​

Aloha Advantage Rate: Balances over $10,000 to $25,000

No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.05%​

Aloha Advantage Rate: Balances over $25,000 to $50,000

Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.10%​

Aloha Advantage Rate: Balances over $50,000

Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.15%​

Aloha Advantage Rate: If Monthly Requirements Are Not Met

No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.03%​

Aloha Rewards Money Market Savings

Effective as of 12/1/20221

APY*

< $5,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

0.05%​

< $10,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

0.05%​

< $20,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

0.50%​

< $50,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

0.75%​

< $100,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.00%​

< $250,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.25%​

$250,000 or more

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.25%​

If Monthly Requirements Are Not Met

Aloha Rewards Checking Account Required.

0.05%​

KalaRewards Checking

Effective as of 12/1/20221

APY*

Balances Up to $50,000 w/ HELOC

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.05%​

Balances Up to $50,000 w/o HELOC

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.05%​

Balances Over $50,000

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.03%​

Monthly Requirements Not Met

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.03%​

Certificates

Earn more money by investing a lump sum for a select period of time.

Effective as of 12/1/20221

APY*

6-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.50%​

12-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.25%​

18-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.25%​

24-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.25%​

36-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.30%​

48-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.35%​

60-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.00%​

IRA Certificates

Effective as of 12/1/20221

APY*

6-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

1.50%​

12-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

0.25%

18-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

0.25%

24-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

0.25%

36-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

0.30%

48-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

0.35%

60-month Certificate

Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.

1.00%

Personal Fee Schedule

The fees applicable to your account at the Credit Union are provided in this Fee Schedule and are subject to change without notice.

85th ANNIVERSARY CERTIFICATE SPECIALS

Boost your savings goals with our 85th anniversary Share Certificate specials and lock in a great rate for the future.

ACCOUNT RATES DISCLOSURE:

[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. See branch for more information about applicable fees & terms.
*Share rates quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.