Aloha Cash Back Checking
Get 3% cash back on your debit card purchases.
Up to $9 cash back each month, $108 annually, if monthly requirements are met.
- If you use any non-APFCU ATM, we’ll refund your withdrawal fees †
- ATM Surcharge Rebates, up to $20 monthly ††
- Minimum opening deposit: $100.00
- No minimum balance
Boost your savings! When you meet the monthly requirements, you’re eligible to earn a higher interest rate on your Aloha Rewards Money Market savings account.
With any Aloha Rewards Checking account, you’ll always get these FREE benefits:
- No monthly service fee
- No minimum balance
- FREE cash withdrawals at Aloha Pacific Federal Credit Union ATMs
- SURCHARGE-FREE ATM withdrawals at First Hawaiian Bank, American Savings Bank, Hawaii National Bank, and CO-OP network credit unions †
- FREE Visa® debit card – receive yours in just minutes at a branch
- FREE Debit Card Control – turn your card off or on, set up alerts
- FREE Online banking & online bill payment service
- FREE Mobile banking* with Mobile Check Deposit
- FREE Text-message banking*
- FREE banking by phone
- FREE standard personal checks (one box per year)
- Unlimited check writing
- No teller fees
- No annual fee Overdraft Protection from Savings
- No annual fee Overdraft Line of Credit (subject to credit approval)
Maximize your Rewards when you satisfy these monthly requirements
- Use your debit card to make at least 12 purchases
- Have at least one electronic (ACH) deposit or withdrawal
- Enroll in Online eStatements
- Log in to Online or Mobile Banking at least once each month †††
All these requirements are waived for the first three months when you open your new account!