Rates
Loan Rate Changes Daily. Please Contact Us for Current Rate Specials & Fees.
APY*
Savings and Checking
Effective as of 01/01/20191
Business Savings
0.05%
Business Second Savings
$10 minimum to open; no minimum to earn rate.
0.05%
Business Checking
$300 minimum to avoid monthly fee and earn rate.
0.00%
Business KalaRewards Checking
Effective as of 01/01/20191
APY*
Balances Up to $50,000
No minimum to earn rate; $10,000 minimum HELOC balance for highest rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH.
0.05%
Balances Over $50,000
No minimum to earn rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH.
0.05%
Monthly Requirements Not Met
No minimum to earn rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH.
0.00%
Business Certificates
Effective as of 01/01/20191
APY*
6-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
1.00%
12-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
1.30%
18-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
1.30%
24-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
1.50%
36-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
1.75%
48-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
2.00%
60-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
2.25%
Business Fee Schedule
The rates, fees, and forms applicable to your account at the Credit Union are provided in this Rate & Fee Schedule. The Credit Union may offer other rates for those accounts from time to time.
ACCOUNT RATES DISCLOSURE:
[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. Contact an employee for more information about applicable fees & terms.
*Accounts quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.