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Check Out Our Amazing New Rate!

October 23, 2023

Now is the time to open your Aloha Advantage Rate checking account and earn 5% APY* on your balance of up to $10,000, effective 7/1/23. See our rates for balances over $10,000.

Minimum opening deposit is $100. Open a checking account and you'll receive our special Eden in Love collab bag.

SPECIAL: In celebration of our newly renovated Waikele branch, you can choose to receive our new pink Eden in Love tote instead, while supplies last, when you open your new checking account at the Waikele branch.

Or if you already have a KalaRewards checking account, move your funds over to reap this amazing new rate!

Money-saving free benefits are included in all Aloha Pacific FCU checking accounts:

  • No monthly service fee
  • No minimum balance
  • FREE Visa® debit card – receive yours in just minutes at a branch
  • FREE Debit Card Control– turn your card off or on, set up alerts
  • FREE cash withdrawals at Aloha Pacific ATMs
  • SURCHARGE-FREE ATM withdrawals at First Hawaiian Bank, American Savings Bank, HomeStreet Bank and CO-OP network credit unions**
  • FREE Online banking & online bill payment service
  • FREE Mobile banking with Mobile Check Deposit
  • FREE standard personal checks (one box per year)
  • Unlimited check writing

To earn this 5% APY rate, fulfill these monthly requirements:

  • Use your debit card to make at least 12 purchases
  • Post at least one electronic (ACH) deposit or withdrawal
  • Enroll in Online eStatements
  • Log in to Online or Mobile Banking at least once each month***

All these requirements are waived for the first three months when you open your new account!

If the monthly requirements are not met, the APY will be 0.03%.

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Open an Account Now!

Not yet a member of Aloha Pacific? You can be. Visit any branch or open a Savings account online. If you're already a member, you can open an Aloha Advantage Rate Checking account online, too!

Open An Account

* Effective 7/1/23. Membership ($5 in Regular Savings) required. Earn 5% Annual Percentage Yield (APY) on your average daily balance up to $10,000 if monthly requirements are met. 0.03% APY will be paid if monthly requirements are not met. Terms and conditions subject to change. See branch for current rates and details.  Some restrictions apply.

** The first 5 non-APFCU ATM withdrawal fees each month are waived. After that there is a charge of $2 per withdrawal. If monthly requirements are met, you will receive a refund on all $2 withdrawal fees. Refunds will be credited at the end of each month.

*** Must log in at least 2 days before the end of the month.